Keeping you Future Protected

Instabima is a licensed Insurance Web Aggregator by the Insurance Regulatory and Development Authority of India vide License No IRDA/WB38/2016.

As a Digital Insurance Intermediary, we work with multiple General, Life and Health Insurance companies to get our customers the best insurance policy

Insurance Companies in India

Understanding Car Insurance

  • Car Insurance renewal is a must to secure against any financial losses due to an Accident or Theft of the car.
  • There are two types of car cover policy: Comprehensive policy and Third Party policy.
  • Add-on covers available : Zero Depreciation, No Claim Bonus Protection, Return to Invoice, Consumables Cover and Roadside Assistance.
  • Make sure that you choose an insurance company which has tie-ups with various car garages and service cen​tres.
  • Make sure that you choose the right Add-on coverages for your car insurance policy to get more out of it.
Motor-Insurance

Motor Insurance - Why it's Important?

Even if you are a fantastic driver, you will need car insurance. Third party liability car insurance is mandatory in India and it is illegal to drive a car without one. You should ideally opt for a comprehensive car insurance policy to safeguard your interest. Car insurance is the best way to secure your car and yourself. Some reasons why you must have a car insurance:
Motor-Insurance
Accidents
Accidents are not rare and car repair costs are rising exponentially and thus, having an insurance will cover you against these expenses.
Motor-Insurance
Third Party Liability
An accident where you cause damage to a third-party life or property, third party liability insurance will help you in compensating for the same.
Motor-Insurance
Natural Disaster
It’s important to get a comprehensive car insurance policy will cover you against any loss caused due to a natural disaster damaging your vehicle.
Motor-Insurance
Thefts
In the case of a car theft, your car insurance policy will cover you against the loss. Insurance company liable to pay the claim even if the vehicle is stolen.

Here's what our customers are saying

Instabima testimonial
"Extremely convenient, prompt, Just had to let instabima know that I need insurance for my car done and they made sure that I had the policy delivered in my mailbox in a timely manner while keeping me updated on the progress as required. I highly recommend them for the time efficient and quality of service delivered."
Instabima testimonial
- Rajesh Parikh
Instabima testimonial
"Very helpful, can't get any better. I would recommend this to everyone, now have a great insurance company at a very good price."
Instabima testimonial
- Jitesh Jain
Instabima testimonial
"Now I have health insurance and couldn't be happier. The customer service was awesome and my rates are the lowest around for great coverage."
Instabima testimonial
- Sunil Ande
Instabima testimonial
"I feel relaxed as far as Bike Insurance is concerned. Their customer service personnel guided me through each step of my process while helping me finding the best plan!"
Instabima testimonial
- Chandan das

Related Blogs